Baccarat
There are three
popular variants of the game: punto banco (or "North American baccarat"), baccarat chemin de fer,
and baccarat banque (or "à deux tableaux"). Punto banco is strictly a game of chance, with no skill or strategy involved; each player's moves are forced by the
cards the player is dealt. In baccarat chemin de fer and baccarat banque, by contrast, both players can
make choices, which allows skill to play a part. Baccarat is a comparing card game played between
two hands, the "player" and the "banker". Each baccarat coup has three possible outcomes: "player"
(player has the higher score), "banker", and "tie".
In Baccarat, cards 2–9 are worth
face value, 10s and J, Q K are worth zero, and Aces are worth 1 point. The score of a hand is the sum of all cards modulo 10, which is equivalent to the rightmost digit in the sum. For example, a hand consisting
of 2 and 3 is worth 5 (2+3=5 (mod 10)) but a hand consisting of 6 and 7 is worth 3 (6+7=13 (mod 10)). A hand consisting
of 4, 6 and 10 is worth zero, or Baccarat (4+6=10 (mod 10)). The best possible score is 9. The word "Baccarat"
is used in place of zero within the game, to refer to zero-valued cards and hands.
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